Zero Cost
Medical Loans
Get immediate access to the best healthcare services without financial stress.
Fast
Approvals
Quick and efficient application process with fast approvals.
Wide Network
of Hospitals
Choose from a verified list of 10,000+ hospitals across India for reliable medical care.
Secure and
Reliable
Robust security measures to protect your data & ensure a trustworthy healthcare financing experience.
Some of Our Hospital Partners
Customer Experience
Real Reviews from our satisfied customers.
I am incredibly happy with my health plan. The benefits are exceptional and something I actually use.
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I now have 360 protections with AyushPay Platinum plan after getting even my
Diagnostic test
covered.
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Protecting my health today as well as tomorrow has been the best decision. And no better partner than AyushPay Platinum plan.
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Frequently Asked Questions (FAQs)
What health plans do you offer?
| Plan | Key Highlights | Who’s Covered |
|---|---|---|
| Silver |
|
You, your children, your spouse/partner, |
| Gold |
|
You, your children, your spouse/partner, |
| Platinum |
|
You, your children, your spouse/partner, |
Who exactly is included under “Family + Parents”?
You, your spouse/partner, your children (up to 2), and both sets of parents no extra cost for adding them.
I already have health insurance. Why take AyushPay?
Insurance usually pays after hospitalisation and rarely covers medical expenses or provides discounts on medicines/diagnostics apart from that used during Hospital admission. In addition to the zero-cost medical loan AyushPay provides discounts on medicines and diagnostics, and daily hospital allowance benefits most insurance plans skip.
How much can I borrow and what is “zero-cost”?
Up to ₹3 Lakh per subscription year. “Zero-cost” means AyushPay subsidises the interest so you pay no interest you only repay the principal plus the listed co-payment (5-7 % depending on plan).
Who is eligible?
- Age 20–60 years.
- Satisfactory credit/CIBIL score (loan issued directly to partner hospital).
Is there a waiting period?
Wellness benefits start immediately. The medical loan becomes available 30 days after your purchase date.
