| Plan | Key Highlights | Who’s Covered |
|---|---|---|
| Silver |
|
You, your children, your spouse/partner, |
| Gold |
|
You, your children, your spouse/partner, |
| Platinum |
|
You, your children, your spouse/partner, |
You, your spouse/partner, your children (up to 2), and both sets of parents no extra cost for adding them.
Insurance usually pays after hospitalisation and rarely covers medical expenses or provides discounts on medicines/diagnostics apart from that used during Hospital admission. In addition to the zero-cost medical loan AyushPay provides discounts on medicines and diagnostics, and daily hospital allowance benefits most insurance plans skip.
Up to ₹3 Lakh per subscription year. “Zero-cost” means AyushPay subsidises the interest so you pay no interest you only repay the principal plus the listed co-payment (5-7 % depending on plan).
Wellness benefits start immediately. The medical loan becomes available 30 days after your purchase date.
If you are admitted for at least 24 hours, you receive ₹500 per day (max 3 days per year) as cash support paid directly to you.
For treatments covered by the medical loan, it’s cashless and we settle the bill directly with the Hospital. For loans, you pay only the co-payment percentage; the rest is financed by AyushPay.
Just book a test or buy your medicines from AyushPay directly discount auto-applies (up to 10%, 15%, 25% by plan).
No. Your digital card arrives instantly via WhatsApp/email and works at all partner facilities.
Subscription available for anyone under 60. Once subscribed, you can renew annually for life.
The subscription fee is non-refundable.
We’ll send you a reminder 30 days before expiry; pay online or call us and you’re sorted.
Yes. There’s no disease-specific exclusion for using discounts or the loan.
No—AyushPay is a wellness & financing subscription, not insurance. Hence IRDAI approval isn’t required.
Call us ASAP. We’ll reinstate your benefit and rebook at your convenience.